Should the Administration shut down Healthcare.gov?

Bob Laszewski asks that very question in his blog post today.  Another insightful entry from Bob about the computer system and its continued failing.

As I've stated before, if you do not need the federal subsidy money and can keep your current individual health insurance policy, do so for as long as you're able. Based on what I've seen, the new ACA compliant plans are more expensive overall in this geography (Kansas City metro).

If you do have to shop - there are plenty of "off exchange" plans (plans sold outside of the federal marketplace) where you can purchase an ACA compliant plan for individuals and families.  The carriers have plans up on most of their own websites now, and eventually, I'll be able to run side by side quotes for these new plans.  To date, it's been impossible to do so, since most data resources at the insurance carriers and other entities (like the quoting engines most agents use) have been overwhelmed. 

That said, I do believe visibility to plans outside of the federal marketplace will increase greatly during the coming month or so.  So - for those who have been unable to buy health insurance in the past due to medical conditions, you'll definitely be able to fulfill the requirement to carry insurance.  The jury is still out as to whether or not you'll be able to get online at the Healthcare.gov website.

Read Bob's blog post here . . . .